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Looking to step up your financial portfolio? Luckily, investing has been made easier with just a few quick taps on your smartphone. Outlined below, we have chosen a few top investment apps that are great for beginners and more experienced investors.

What are the best investment apps right now?



Learn MoreOn Acorn’s Website
Best for Saving While Investing

Acorns has been top in the market for easy savings apps. It is very easy to use once it is set up, and you do not have to pay much attention to it after that. Acorns has a “Round-up” program that automatically invests your spare change, or you can automate your savings or investments right from your paycheck every pay cycle.

Similar to Betterment, Acorns utilizes robo-advisors to automatically manage and adjust portfolios. They offer various types of accounts, including traditional investment accounts, retirement accounts, custodial accounts for your children, cryptocurrency, and ESG portfolios.

The app’s easy-to-use interface allows investors to easily track their accounts on one screen and move funds around as needed. This account costs $3 per month and is FDIC insured.

If you are looking for an easy way to invest your spare change without having to think about it too much, Acorns is the way to go.



Best Robo-Advisor Investing App

Betterment is one of the leading investment apps offering robo-advising services. This app provides professionally managed portfolios using select ETFs that are individually matched with your risk tolerance and targeted cash-out date.

Also integrated with the robo-advising system are socially responsible portfolios geared toward progressive movements in climate change and social impact. To maximize the robo-advising benefits, Betterment asks for an introductory survey to be done to get an idea of your financial goals. They ask questions like how much you want to invest, why you want to invest, and your preferred cash-out timeline.

You will then be prompted to input your investing goal, create a general investing account, and to make your first deposit. Robo-advising will kick into gear and do the heavy lifting for you by customizing your portfolio with low-cost, diversified ETFs and will recommend the best ones for you to invest in at that time while adjusting your portfolio as better funds become available.

Betterment follows many different investing and savings models that focus on different areas of investing, which include:

  • Core portfolio: Diverse, low-cost, long-term investing, which includes stocks and bonds.
  • Innovative technology: Well diversified portfolio focusing on high-growth potential companies, including clean energy, semiconductors, robots, virtual reality, blockchain, and nanotechnology. 
  • Broad impact: This portfolio will invest in companies that rank highly on environmental, social, and corporate governance (ESG) criteria without impacting potential long-term performance. 
  • Climate impact: Invests into companies with lower carbon emissions and the funding of green projects while maintaining long-term goals in mind.
  • Social impact: Provides broad, diversified exposure with a greater focus on companies working toward minority empowerment and gender diversity.
  • Goldman Sachs Smart Beta: Targets companies that have the potential to outperform the broader market.
  • BlackRock Target Income: A 100% bond portfolio with different income yields to help protect you from stock market volatility. 
  • Cash reserve: A 100% cash account that earns 1.60% APY (variable), no balance fee and is FDIC insured up to $1M on an individual account and $2M on a joint account.

If you are looking for a reliable, automated investment app, trust Betterment and invest with them.


Fidelity Investments

Best All-in-One App

Fidelity has a few different online apps that can execute many tasks. This was one of our top choices for investment apps because they are all designed for inexperienced investors, which makes it very user-friendly. 

The apps have powerful management tools such as researching, buying or selling stocks, and ETFs, monitoring all financial portfolios on one dashboard, and more. The app also includes streaming quotes and trading support on margin accounts. 

With this app, you can expect that it updates instantly and keeps their research and information up to date. If you want to follow specific trends or market news, you can customize what news can be viewed at the top of your screen. 

A unique feature that Fidelity offers through their app is the ability to view your available tax forms and when you should expect additional tax forms to be added. 

In account activity, you can view your history, and pending transactions, manage your orders, and more. Under the trade+ transact option, you can trade, transfer, deposit checks, and pay bills. Under accounts, you can manage your debit card PIN and lock your card. View a quick snapshot of all your accounts under one screen and much more. 

Also available are podcasts, iMessage extensions, customer service and support, apple watch integration, and a learning center for more information and resources.

If you are looking for an “‘all-in-one” option for investing and overall finances, Fidelity is the app for you.



Learn MoreOn ETrade’s Website
Best for Beginners

E*Trade by Morgan Stanley offers two user-friendly apps which are great for all levels of investors, from beginners who are specifically interested in trading.

They are a solid option for investors with no trading minimums and no fees. With many financial tools and options available on the app, E*Trade guarantees easy access to your portfolios and funds from anywhere. They are especially known for their investing information that is available to account holders with basic definitions of financial terms, podcasts, live streams, articles, and more.

They offer various types of accounts, including brokerage, retirement, core portfolios, managed portfolios, small businesses, and banking accounts. You can also access a robo-advisor service through E*Trade’s Prebuilt Portfolios service. However, you will need $500 to get started in mutual funds and $2,500 with ETFs, making that a total of $3,000 upon account opening.

If you are looking for an app that offers full control for more experienced traders or robo-advised portfolios for beginners who want hands-off trading, E*Trade is a good option for you.


TD Ameritrade

Best for More Experienced Traders

TD Ameritrade offers two different mobile apps, one of which is standard and a good place to start, and the other is geared toward more advanced traders. If you have both apps, you can link accounts and move funds between. 

With the standard TD Ameritrade app, you can access the basics such as stocks, futures trading, various accounts, etc. You can also explore charts, price alerts, watch lists, and real-time quotes.

With the TD Ameritrade Thinkorswim app, you can access multi-leg options, stocks, futures, forex, and 24/5 trading capabilities. With this app, you can create customizable multi-touch charts with hundreds of technical indicators and 24/7 customer support systems.

For beginners and seasoned traders, TD Ameritrade offers the best of both worlds and is ranked among the top trading platforms. If you are looking for reliability and control over your financial portfolios, TD Ameritrade is the way to go.

What is an investing app?

Whether you are a baby boomer, millennial, or gen Z individual, investing has been on your mind at some point in your life. Investing apps allow you to handle your financial accounts conveniently on your smartphone. An efficient finance app can handle routine financial tasks, move money into investment accounts, track spending, and more. 

The best investment apps will allow you to trade stocks easily, follow your account in real time, help you follow market trends, and more. Due to their ability to do so much, investment apps have grown increasingly popular and do not show any signs of slowing down. 

An investment app can support this mission if you want to get your finances in order, whether banking, saving, or investing. 

The bottom line

Nowadays, getting your financial health in order has been easier with the rise of technology. You can view and manage your financial accounts from your smartphone or smart device. The best way to choose the right investing app for you is by first noting your long-term and short-term financial goals and then allocating the right funds to get the job done.

Visit Entreprenuer.com for more investing tips.

Information provided on Entrepreneur Guide is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, we do not recommend or advise individuals to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results

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